How to Use Your HRA, FSA, or HSA to Pay for Weight Loss Services

How to Use Your HRA, FSA, or HSA to Pay for Weight Loss Services from Up For It Coaching!

I often get asked if we accept insurance for payments for our programs. While we don’t necessarily bill out to insurance companies, you may be able to get reimbursed from your Health Reimbursement Account (HRA), Flexible Spending Account (FSA), or Health Savings Account (HSA) through your employer for our health coaching/weight loss services.

Of course, all providers are different and you’ll need to do a little research to see if you can. But, here’s the basic process in 3 EASY STEPS.

If you are obese (BMI over 30), overweight, or have a medical condition that can be improved by losing weight, your HSA, FSA, HRA provider may reimburse you for our services.

Medical conditions like diabetes, sleep apnea, high blood pressure, heart disease, high cholesterol, chronic joint pain and/or arthritis, etc. can all be improved with a weight management program.

Check in with your FSA, HRA, or HSA and see if they cover weight loss programming. They will most likely tell you that any coverage will need to be medically necessary before they will go ahead and approve you for reimbursement.

No problem. Set up an appointment with your primary care physician and let them know what you are coming in for, and move to Step 3.

Click the button below to download and print a blank Letter of Medical Necessity. Take it with you to your doctor’s appointment. If your physician determines that you have a weight related medical condition that would improve with our services, have them fill it out. Now you can submit this letter to your account admin for reimbursement. It’s that simple!

Head up! This is just a template we provide. Check with your account admin to make sure this will work. All providers are different. They may have their own form for you to use, or even require the letter to be typed up on your physician’s letterhead. Just do the research ahead of time, and you’ll be good to go!

Hiring a health coach or accountability coach for weight loss coaching or heart health is a great way for you to get on track to make the lifestyle changes you need to live life at your best.

Let me help you navigate through the process of getting reimbursed from your health savings account for weight loss services. It’s less complicated than you may think.

Companies want healthy employees! Let’s get on a 15 minute call, and I can tell you how to take full advantage of this offering from your employer. CLICK HERE to view my calendar, and schedule a time for us to chat.